{"id":6257,"date":"2026-04-09T04:42:42","date_gmt":"2026-04-09T01:42:42","guid":{"rendered":"https:\/\/elimuforum.com\/sw\/?p=6257"},"modified":"2026-04-09T04:42:42","modified_gmt":"2026-04-09T01:42:42","slug":"makato-ya-lipa-kwa-halopesa","status":"publish","type":"post","link":"https:\/\/elimuforum.com\/sw\/makato-ya-lipa-kwa-halopesa\/","title":{"rendered":"MAKATO YA LIPA KWA HALOPESA"},"content":{"rendered":"
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MAKATO YA LIPA KWA HALOPESA: Halopesa<\/strong>\u00a0ni huduma ya fedha ya simu inayotolewa na\u00a0Halotel<\/strong>, inayowezesha wateja kufanya malipo kwa urahisi na kwa gharama nafuu. Makala hii itaangazia\u00a0makato ya lipa kwa Halopesa<\/strong>\u00a0na jinsi ya kuzitumia kwa ufanisi.<\/p>\n

Makato ya Lipa Kwa Halopesa<\/strong><\/h2>\n

1. Makato ya Kusimamisha Malipo (Self-Reversal)<\/strong><\/h2>\n
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Hali<\/strong><\/th>\nMakato<\/strong><\/th>\nMaelezo<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Kurejesha pesa kwa bahati mbaya<\/strong><\/td>\nBila malipo<\/strong><\/td>\nUnaweza kurejesha pesa kwa kutumia\u00a0Self-Reversal<\/strong>\u00a0kwa kutumia\u00a0USSD code\u00a0150<\/em>88#<\/strong>\u00a0\u2192\u00a03. Self-Reversal<\/strong>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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2. Makato ya Kukopesha (HaloYako)<\/strong><\/h2>\n
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Hali<\/strong><\/th>\nMakato<\/strong><\/th>\nMaelezo<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Kukopa pesa<\/strong><\/td>\n2% kwa mwezi<\/strong><\/td>\nMakato ya riba hutozwa kwa kila mwezi kwa kiasi kilichokopwa.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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3. Makato ya Kufanya Malipo kwa Biashara<\/strong><\/h2>\n
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Hali<\/strong><\/th>\nMakato<\/strong><\/th>\nMaelezo<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Lipa LUKU<\/strong><\/td>\nBila malipo<\/strong><\/td>\nHalopesa haitoi makato kwa malipo ya LUKU kwa kutumia\u00a0App ya Halopesa<\/strong>\u00a0au\u00a0USSD code\u00a0150<\/em>88#<\/strong>.<\/td>\n<\/tr>\n
Lipa kwa Lipa Namba<\/strong><\/td>\nBila malipo<\/strong><\/td>\nMalipo kwa wafanyabiashara yanafanywa bila makato, mradi unatumia\u00a0namba ya kumbukumbu ya malipo<\/strong>\u00a0(Control Number).<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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Hatua za Kuepuka Makato<\/strong><\/h2>\n

1. Tumia USSD Code\u00a0150<\/em>88#<\/strong><\/h2>\n
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Hatua<\/strong><\/th>\nMaelezo<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Piga\u00a0150<\/em>88#<\/strong><\/td>\nChagua\u00a04. Lipa Bili<\/strong>\u00a0au\u00a05. Pay Merchant<\/strong>\u00a0kwa malipo bila makato.<\/td>\n<\/tr>\n
Ingiza Lipa Namba<\/strong><\/td>\nAndika\u00a0namba ya kumbukumbu ya malipo<\/strong>\u00a0(Control Number) kwa huduma unayolipia.<\/td>\n<\/tr>\n
Thibitisha kwa PIN<\/strong><\/td>\nIngiza\u00a0namba ya siri<\/strong>\u00a0ili kukamilisha muamala.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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2. Tumia App ya Halopesa<\/strong><\/h2>\n
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    Fungua App ya Halopesa<\/strong>\u00a0\u2192 Chagua\u00a0Lipa Bili<\/strong>\u00a0au\u00a0Pay Merchant<\/strong>.<\/p>\n<\/li>\n

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    Scan QR Code<\/strong>\u00a0au\u00a0Ingiza Lipa Namba<\/strong>\u00a0\u2192\u00a0Lipa kwa gharama ya chini<\/strong>.<\/p>\n<\/li>\n<\/ol>\n

    Maelezo ya Ziada<\/strong><\/h2>\n