{"id":5890,"date":"2026-06-13T06:14:55","date_gmt":"2026-06-13T03:14:55","guid":{"rendered":"https:\/\/elimuforum.com\/sw\/?p=5890"},"modified":"2026-06-13T06:14:55","modified_gmt":"2026-06-13T03:14:55","slug":"leseni-ya-biashara-ya-m-pesa","status":"publish","type":"post","link":"https:\/\/elimuforum.com\/sw\/leseni-ya-biashara-ya-m-pesa\/","title":{"rendered":"Leseni ya Biashara ya M-Pesa"},"content":{"rendered":"<div class=\"border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<div class=\"gap-y-md flex flex-col\">\n<div class=\"relative default font-sans text-base text-textMain dark:text-textMainDark selection:bg-super\/50 selection:text-textMain dark:selection:bg-superDuper\/10 dark:selection:text-superDark\">\n<div class=\"min-w-0 break-words [word-break:break-word]\">\n<div id=\"markdown-content-22\" class=\"gap-y-md flex flex-col\" dir=\"auto\">\n<div class=\"relative\">\n<div class=\"prose text-pretty dark:prose-invert inline leading-normal break-words min-w-0 [word-break:break-word]\">\n<p class=\"my-0\"><strong>Leseni ya Biashara ya M-Pesa: <\/strong>Kufanya biashara ya M-Pesa kama wakala kunahitaji leseni ya kisheria na kufuata taratibu za\u00a0<strong>Vodacom Tanzania<\/strong>\u00a0na\u00a0<strong>Halmashauri za Mitaa<\/strong>. Hapa kuna maelezo ya kina kuhusu hatua za kupata leseni na mahitaji muhimu.<\/p>\n<h2 class=\"mb-xs mt-5 text-base font-[525] first:mt-3\"><strong>Hatua za Kupata Leseni ya Biashara ya M-Pesa<\/strong><\/h2>\n<div class=\"w-full overflow-x-auto md:max-w-[90vw] border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<table class=\"border-borderMain dark:border-borderMainDark my-[1em] w-full table-auto border\">\n<thead class=\"bg-offset dark:bg-offsetDark\">\n<tr>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Hatua<\/strong><\/th>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Maelezo<\/strong><\/th>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Nyaraka Zinazohitajika<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>1. Usajili wa Biashara<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Usajili biashara yako kwa jina la kampuni au jina la mtu binafsi kwa kutumia\u00a0<strong>Fomu ya Maombi ya Leseni ya Biashara<\/strong>\u00a0(TFN211).<\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">&#8211;\u00a0<strong>TIN<\/strong>\u00a0(Taxpayer Identification Number) kutoka\u00a0<strong>TRA<\/strong>.<br \/>\n&#8211;\u00a0<strong>Mkataba wa Pango<\/strong>\u00a0(kwa eneo la biashara).<br \/>\n&#8211;\u00a0<strong>Cheti cha Usajili wa Kampuni<\/strong>\u00a0(kwa biashara za kampuni).<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>2. Kujaza Fomu ya Maombi<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Tembelea ofisi ya\u00a0<strong>Halmashauri ya Wilaya<\/strong>\u00a0na jaza fomu ya maombi ya leseni.<\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">&#8211;\u00a0<strong>Fomu ya Maombi<\/strong>\u00a0(TFN211).<br \/>\n&#8211;\u00a0<strong>Picha 2 za Pasipoti<\/strong>.<br \/>\n&#8211;\u00a0<strong>Barua ya Makazi<\/strong>\u00a0(kwa mfano, mkataba wa pango).<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>3. Lipa Ada<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Lipa ada ya leseni kwa kuzingatia aina ya biashara.<\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">&#8211;\u00a0<strong>Ada ya Leseni<\/strong>:\u00a0<strong>TZS 70,000<\/strong>\u00a0kwa kuuza huduma za kifedha (kwa kawaida).<br \/>\n&#8211;\u00a0<strong>Bili ya Malipo<\/strong>\u00a0kutoka Halmashauri.<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>4. Poka Leseni<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Leseni itatolewa baada ya maombi kufanyiwa uchunguzi.<\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">&#8211;\u00a0<strong>Leseni Halali<\/strong>\u00a0inayotumika kwa miezi 12.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"py-xs -mt-[0.5em] flex justify-end\">\n<div>\n<div class=\"flex items-center min-w-0 font-medium gap-1 justify-center\">\n<div class=\"flex shrink-0 items-center justify-center size-3.5\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"mb-xs mt-5 text-base font-[525] first:mt-3\"><strong>Mfano wa Ada za Leseni za Biashara za M-Pesa<\/strong><\/h2>\n<div class=\"w-full overflow-x-auto md:max-w-[90vw] border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<table class=\"border-borderMain dark:border-borderMainDark my-[1em] w-full table-auto border\">\n<thead class=\"bg-offset dark:bg-offsetDark\">\n<tr>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Aina ya Biashara<\/strong><\/th>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Ada (TZS)<\/strong><\/th>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Maelezo<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>Kuuza Huduma za Kifedha<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>70,000<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Biashara za M-Pesa, Tigo Pesa, na Airtel Money.<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>Usajili wa Kampuni<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>300,000<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Ikiwa unafanya biashara kwa kampuni.<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>Usajili wa Jina la Biashara<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>50,000<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Ada ya kwanza kabla ya kuchagua aina ya biashara.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"py-xs -mt-[0.5em] flex justify-end\">\n<div>\n<div class=\"flex items-center min-w-0 font-medium gap-1 justify-center\">\n<div class=\"flex shrink-0 items-center justify-center size-3.5\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"mb-xs mt-5 text-base font-[525] first:mt-3\"><strong>Mahitaji ya Kuwa Wakala wa M-Pesa<\/strong><\/h2>\n<ol class=\"marker:text-textOff list-decimal\">\n<li>\n<p class=\"my-0\"><strong>Usajili wa Biashara<\/strong>:<\/p>\n<ul class=\"marker:text-textOff list-disc\">\n<li>\n<p class=\"my-0\"><strong>TIN<\/strong>: Cheti cha usajili kama mlipa kodi kutoka\u00a0<strong>TRA<\/strong>.<\/p>\n<\/li>\n<li>\n<p class=\"my-0\"><strong>Mkataba wa Pango<\/strong>: Ushahidi wa eneo la kufanya biashara.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"my-0\"><strong>Mfumo wa M-Pesa<\/strong>:<\/p>\n<ul class=\"marker:text-textOff list-disc\">\n<li>\n<p class=\"my-0\"><strong>Kamisheni<\/strong>: Wakala hupata kamisheni kwa kila muamala wa\u00a0<strong>kuweka<\/strong>\u00a0na\u00a0<strong>kutoa pesa<\/strong>.<\/p>\n<\/li>\n<li>\n<p class=\"my-0\"><strong>Mfano<\/strong>: Kwa muamala wa\u00a0<strong>TZS 10,000<\/strong>, wakala anaweza kupata\u00a0<strong>TZS 46\u2013180<\/strong>\u00a0kwa kuweka na\u00a0<strong>TZS 56\u2013200<\/strong>\u00a0kwa kutoa pesa<span class=\"citation ml-xs inline\" data-state=\"closed\" aria-label=\"JINSI WAKALA WA M-PESA ANAVYO LIPWA KAMISHENI YAKE ...\"><span class=\"relative select-none align-middle cursor-pointer -top-px default font-sans text-base text-textMain dark:text-textMainDark selection:bg-super\/50 selection:text-textMain dark:selection:bg-superDuper\/10 dark:selection:text-superDark\"><span class=\"hover:bg-super dark:hover:bg-superDark dark:hover:text-backgroundDark min-w-[1rem] rounded-[0.3125rem] px-[0.3rem] text-center align-middle font-mono text-[0.6rem] tabular-nums hover:text-white py-[0.1875rem] border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-offsetPlus dark:bg-offsetPlusDark\">2<\/span><\/span><\/span><span class=\"whitespace-nowrap\">.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p class=\"my-0\"><strong>Mfumo wa Dirisha Moja<\/strong>:<\/p>\n<ul class=\"marker:text-textOff list-disc\">\n<li>\n<p class=\"my-0\"><strong>Malipo ya Ada<\/strong>: Ada ya leseni hulipwa kwa njia ya\u00a0<strong>Mfumo wa Mapato wa Halmashauri<\/strong>\u00a0(Local Government Revenue Collection System), si kwa mtunza fedha<span class=\"whitespace-nowrap\">.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2 class=\"mb-xs mt-5 text-base font-[525] first:mt-3\"><strong>Athari za Kutokuwa na Leseni<\/strong><\/h2>\n<div class=\"w-full overflow-x-auto md:max-w-[90vw] border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<table class=\"border-borderMain dark:border-borderMainDark my-[1em] w-full table-auto border\">\n<thead class=\"bg-offset dark:bg-offsetDark\">\n<tr>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Athari<\/strong><\/th>\n<th class=\"px-sm py-sm break-normal align-top\"><strong>Maelezo<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>Faini<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>TZS 200,000 \u2013 1,000,000<\/strong>\u00a0kwa kufanya biashara bila leseni.<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>Kufungwa kwa Biashara<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Biashara inaweza kufungwa kwa mara moja.<\/td>\n<\/tr>\n<tr>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\"><strong>Kukosa Mikopo<\/strong><\/td>\n<td class=\"border-borderMain px-sm dark:border-borderMainDark min-w-[48px] break-normal border\">Biashara isiyokuwa na leseni haiwezi kupata mikopo kutoka benki.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"py-xs -mt-[0.5em] flex justify-end\">\n<div>\n<div class=\"flex items-center min-w-0 font-medium gap-1 justify-center\">\n<div class=\"flex shrink-0 items-center justify-center size-3.5\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 class=\"mb-xs mt-5 text-base font-[525] first:mt-3\"><strong>Hitimisho<\/strong><\/h2>\n<p class=\"my-0\">Kupata leseni ya biashara ya M-Pesa kunahitaji\u00a0<strong>usajili wa biashara<\/strong>,\u00a0<strong>malipo ya ada<\/strong>, na\u00a0<strong>kufuata taratibu za Halmashauri za Mitaa<\/strong>.\u00a0<strong>TIN<\/strong>,\u00a0<strong>mkataba wa pango<\/strong>, na\u00a0<strong>cheti cha usajili wa kampuni<\/strong>\u00a0ni nyaraka muhimu. Wakala wa M-Pesa hupata kamisheni kwa kila muamala, na ada ya leseni inategemea aina ya biashara.<\/p>\n<p class=\"my-0\"><strong>Asante kwa kusoma!<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex items-center justify-between\">\n<div class=\"-ml-sm gap-xs flex items-center\">\n<div class=\"flex items-center min-w-0 font-medium gap-1.5 justify-center\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"\">\n<div class=\"animate-in fade-in duration-100 ease-out border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<div class=\"border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<div class=\"divide-y border-t border-borderMain\/50 ring-borderMain\/50 divide-borderMain\/50 dark:divide-borderMainDark\/50  dark:ring-borderMainDark\/50 dark:border-borderMainDark\/50 bg-transparent\">\n<div class=\"py-sm group flex cursor-pointer items-center justify-between\">\n<div class=\"flex shrink-0 items-center justify-center size-4\"><strong>Mapendekezo;<\/strong><\/div>\n<ul>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kupata-leseni-ya-biashara\/\">Jinsi ya Kupata Leseni ya Biashara<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kupata-tin-namba-ya-biashara\/\">Jinsi ya Kupata TIN Namba ya Biashara<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kutambua-madini-ya-dhahabu\/\">Jinsi ya Kutambua Madini ya Dhahabu<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kuangalia-deni-la-kiwanja\/\">Jinsi ya Kuangalia Deni la Kiwanja<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kufungua-kesi-ya-madai\/\">Jinsi ya Kufungua Kesi ya Madai<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kufungua-kesi-ya-madai\/\">Jinsi ya Kufungua Kesi ya Madai<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kucheza-kacobet\/\">Jinsi ya Kucheza Kacobet<\/a><\/li>\n<li><a href=\"https:\/\/elimuforum.com\/sw\/jinsi-ya-kucheza-sokabet\/\">Jinsi ya Kucheza Sokabet<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Leseni ya Biashara ya M-Pesa: Kufanya biashara ya M-Pesa kama wakala kunahitaji leseni ya kisheria na kufuata taratibu za\u00a0Vodacom Tanzania\u00a0na\u00a0Halmashauri za Mitaa. Hapa kuna maelezo ya kina kuhusu hatua za kupata leseni na mahitaji muhimu. Hatua za Kupata Leseni ya Biashara ya M-Pesa Hatua Maelezo Nyaraka Zinazohitajika 1. Usajili wa Biashara Usajili biashara yako kwa [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[746],"class_list":["post-5890","post","type-post","status-publish","format-standard","category-biashara","tag-biashara-ya-m-pesa"],"_links":{"self":[{"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/posts\/5890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/comments?post=5890"}],"version-history":[{"count":2,"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/posts\/5890\/revisions"}],"predecessor-version":[{"id":5900,"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/posts\/5890\/revisions\/5900"}],"wp:attachment":[{"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/media?parent=5890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/categories?post=5890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elimuforum.com\/sw\/wp-json\/wp\/v2\/tags?post=5890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}