Kampuni za Mikopo zilizosajiliwa na BOT, Benki Kuu ya Tanzania (BOT) ina jukumu la kusimamia taasisi za kifedha nchini, pamoja na kampuni za mikopo. Hii ni kuhakikisha kuwa zinafanya kazi kwa uadilifu na kwa mujibu wa sheria na kanuni zilizopo. BOT hutoa orodha ya taasisi za fedha zilizosajiliwa na kusimamiwa na benki kuu.
Orodha ya Kampuni za Mikopo Zilizosajiliwa
Ili kupata orodha kamili ya kampuni za mikopo zilizosajiliwa, unaweza kubofya hapa. Orodha hii husasishwa mara kwa mara na BOT. Wateja wanaweza kutumia orodha hii ili kuhakikisha kuwa wanashughulika na watoa huduma za kifedha walioidhinishwa.
Hata hivyo, ni muhimu kuzingatia kwamba kuna baadhi ya wakopeshaji mtandaoni ambao hawajasajiliwa na BOT wala BRELA (Wakala wa Usajili wa Biashara na Leseni). BOT inashauri wateja kujiridhisha na uhalali wa usajili wa kampuni kabla ya kuingia makubaliano yoyote ya kibiashara.
Apps 69 za Mikopo Mtandaoni Zilizofungiwa
Hivi karibuni, BOT ilizifungia programu tumizi (application) 69 za mikopo mtandaoni kwa sababu zilikuwa zinaendesha shughuli hiyo kidijitali bila kuwa na leseni wala idhini. Programu zilizofungiwa ni pamoja na:
- BoBa Cash
- Hewa Mkopo
- Money Tap
- Soko loan
- Bolla Kash – Bolla Kash Financial Credit
- Hi Cash
- Mpaso chap loan – Mkopo kisasa
- Sunloan
- BongoPesa-Personal Online Loan
- HiPesa
- Mum loan
- Sunny Loan
- Cash Mkopo
- Jokate Foundation Imarisha Maisha
- My credit
- Swift Fund
- Cash pesa
- Kopahapa
- Nikopeshe App
- Tala
- Cash poa
- Kwanza loan
- Nufaika Loans
- TikCash
- CashMama
- L-Pesa Microfinance
- Okoa Maisha – Mkopofast
- Twiga Loan
- CashX
- Land cash
- Pesa M
- TZcash
- Credit Land
- Loanplus
- Pesa Rahisi
- Umoja
- Eaglecash TZ
- M-Safi
- PesaPlus
- Usalama na Uwakika Mkopo Dk15
- Fast Mkopo
- Mkopo Express
- PesaX
- Ustawi loan
- Flower loan
- Mkopo Extra
- Pocket loan
- Viva Mikopo Limited
- Fun Loan
- Mkopo haraka
- Pop Pesa
- VunaPesa
- Fundflex
- MkopoFasta
- Premier loan
- Yes Pesa
- Get cash
- MkopoHaraka
- Safe pesa
- ZimaCash
- Getloan
- Mkopohuru
- Sasa Mkopo
- Getpesa Tanzania
- Mkopo Nafuu
- Silk loan
- Hakika loan
- Mkopo wako
- Silkda Credit
BOT ilichukua hatua hii kwa sababu majukwaa na programu hizo zimeshindwa kukidhi matakwa ya mwongozo kwa watoa huduma ndogo za fedha wa daraja la pili kwa wanaotoa huduma za mikopo kwa njia ya kidijitali wa mwaka 2024.
Ushauri wa Benki Kuu
Benki Kuu inashauri umma kutojihusisha na majukwaa na programu tumizi zilizofungiwa. Ni muhimu kushughulika na watoa huduma za kifedha walioidhinishwa na BOT ili kuepuka hatari za udanganyifu na utapeli.
Baadhi ya Taasisi Zinazosimamiwa na Benki Kuu
Hili jedwali linaonyesha baadhi ya taasisi zinazosimamiwa na Benki Kuu:
| Jina la Taasisi | Mkoa | Anwani |
|---|---|---|
| POSTA BDC LUSHOTO BRANCH | Tanga | BOMANI ROAD POST OFFICE 0784 448517 |
| POSTA BDC ARUSHA HPO | Arusha | CLOCK TOWER ARUSHA HEAD POST OFFICE |
| POSTA BDC MARANGU BRANCH | Kilimanjaro | MARANGU MTONI KILIMANJARO 0754 587199 |
| POSTA BDC MBEYA BRANCH | Mbeya | LUPA MBEYA POST OFFICE |
| POSTA BDC NAMANGA BRANCH | Arusha | NAMANGA POST OFFICE |
| POSTA BDC MERU BRANCH | Arusha | MERU POST OFFICE |
| POSTA BDC AIRPORT TERMINAL 2 | Dar es Salaam | AIRPORT TERMINAL 2 |
| POSTA BDC ZANZIBAR AIRPORT | Mjini Magharibi | ZANZIBAR AIRPORT |
| POSTA BDC TERMINAL 3 AIRPORT | Dar es Salaam | AIRPORT TERMINAL 3 |
| POSTA BDC TUNDUMA BRANCH | Songwe | TUNDUMA POST OFFICE |
| POSTA BDC MOSHI BRANCH | Kilimanjaro | RENGUA MOSHI |
| POSTA BDC DODOMA BRANCH | Dodoma | DODOMA HEAD POST OFFICE |
| POSTA BDC LIBYA STREET | Dar es Salaam | LIBYA POST OFFICE LIBYA STREET |
| KADOO BUREAU DE CHANGE UHURU BRANCH | Dar es Salaam | AMAZING BUREAU UHURU & LIVINGSTONE |
| KADOO BDC ARUSHA BRANCH | Arusha | SOKOINE ROAD PLOT 58/E APT NO. 003 |
| KADOO BUREAU DE CHANGE LIMITED | Dar es Salaam | Mlimani City Mall shop no. 82A |
| POSTA BDC KIJANGWANI BRANCH | Mjini Magharibi | Kijangwani Head Post Office – Unguja |
| KADOO BUREAUDE CHANGE MWANZA BRANCH | Mwanza | New Mwanza Hotel Building Posta Road, Nyamagana |
| MARANGU FOREX BUREAU – GOLIONDOI BRANCH | Arusha | ARUSHA |
| VINMAR BUREAU DE CHANGE LIMITED | Kilimanjaro | MOSHI-KILIMANJARO |
| SANYA BUREAU DE CHANGE LIMITED | Arusha | PLOT NO. 5 ALONGSIDE SOKOINE ROAD, ARUSHA |
| ZENA BUREAU DE CHANGE LIMITED | Dar es Salaam | DAR ES SALAAM |
| AL BASHASH BUREAU DE CHANGE COMPANY LIMITED | Mjini Magharibi | Airport, Mjini magharibi, P.O.BOX 3964, Zanzibar. |
Makala Nyingine;